Investment Risk Summary

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

  1. What are the key risks?

  • The value of your investment is not guaranteed and may fall as well as rise.

  • If the business, investment structure, or underlying assets perform poorly or experience financial difficulties, you could lose part or all the money you invest.

  1. You are unlikely to be protected if something goes wrong

  • Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here: https://www.fscs.org.uk/check/investment-protection-checker/

  • Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here: https://www.financial-ombudsman.org.uk/consumers

  1. You won’t get your money back quickly

  • Even if the investment performs successfully, it may take several years to get your money back.

  • You may be unable to sell your investment quickly or at the price you originally paid.

  • The value realised on a sale will depend on market conditions and demand at the time of sale.

  1. Don’t put all your eggs in one basket

  • Putting all your money into a single investment or type of investment is risky. Spreading your money across different investments makes you less dependent on any one investment performing well.

  • A good rule of thumb is not to invest more than 10% of your money in high-risk investments. https://www.fca.org.uk/investsmart/5-questions-ask-you-invest

  1. The value of your investment can be reduced

  • The value of your investment may be affected by economic conditions, interest rates, taxation, regulation, market demand and other factors beyond your control.

  • Past performance is not a reliable indicator of future results.

  • There is no guarantee that the value of your investment will increase over time, and you may receive less than your original investment when you sell.

If you are interested in learning more about how to protect yourself, visit the FCA's website here: https://www.fca.org.uk/investsmart